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Our Story

Built for HR Teams. Driven by Expertise.

With over 30 years of experience, we've been the benefits partner that HR teams rely on when accuracy, compliance, and service quality aren't optional. We understand the pressure you're under — and we built our entire operation to relieve it.

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30+
Years of Experience
KY & IN
Licensed States
99%+
Accuracy Rate
100%
Employer-Focused
Who We Are

Two specialized firms. One unified team.

The Benecom umbrella brings together two distinct, licensed entities that work in close coordination — giving public and private sector employers across Kentucky and Southern Indiana a complete benefits solution without the complexity of managing separate relationships.

Third Party Administrator

Benecom Company

As your Third Party Administrator, Benecom Company is the operational engine behind your spending account programs. We manage the systems, processes, and documentation that keep your FSA, HSA support, HRA, Dependent Care FSA, and COBRA administration running accurately — every day of the year, not just at renewal.

Our TPA services cover the full administrative lifecycle: FSA administration, HSA support and coordination, HRA administration, Dependent Care FSA administration, COBRA administration, and Section 125 plan document preparation and maintenance — serving public and private sector employers across Kentucky and Southern Indiana.

  • FSA administration & claims processing
  • HSA support, coordination & HRA administration
  • Dependent Care FSA administration
  • COBRA administration & required notices
  • Section 125 plan document preparation
  • Employer & broker support year-round

Broker-friendly TPA. Benecom Company is proud to partner with brokers of all kinds. We support — not replace — existing broker relationships, and welcome referrals from brokers looking for a trusted TPA partner.

Licensed Broker Agency

Benefit Communicators

As your licensed broker agency, Benefit Communicators works on your behalf — not the carriers'. We handle insurance strategy, carrier selection, plan design, open enrollment, Benefits Enrollment Portal setup, and year-round HR support for public and private sector employers across Kentucky and Southern Indiana.

From initial carrier analysis to open enrollment communications and Benefits Enrollment Portal configuration, our broker team brings the market expertise and employee-facing support that transforms benefits from a compliance obligation into a genuine workforce advantage.

  • Carrier evaluation & plan design
  • Rate negotiation & renewal strategy
  • Multi-carrier market analysis
  • Benefits Enrollment Portal setup & support
  • Open enrollment planning & execution
  • Year-round HR support & advisory

The advantage of the Benecom umbrella: Benefit Communicators handles your insurance, enrollment, Benefits Enrollment Portal, and HR support — while Benecom Company manages the TPA backbone and Spending Account Portal behind the scenes. Same team, same data, same commitment. No handoff gaps. No finger-pointing. Just one accountable partner for your entire benefits program.

Our Mission

We Exist to Make HR's Job Easier

We started Benecom because we saw HR teams drowning in benefits complexity — juggling multiple carriers, chasing down enrollment errors, and spending hours on tasks that should take minutes. We knew there was a better way.

Our model is simple: Benefit Communicators serves as your insurance broker and enrollment partner — handling plan design, open enrollment, the Benefits Enrollment Portal, and HR support — while Benecom Company manages the TPA administration and Spending Account Portal behind the scenes. One umbrella, one accountable team.

Headquartered in Louisville and licensed in Kentucky and Indiana, we serve public and private sector organizations of all sizes — from small businesses to large regional employers — each with a dedicated team that knows their plan, their employees, and their goals.

Let's Work Together
Benecom team partnership
What Drives Us

Our Core Values

Accuracy First

Every transaction, every enrollment, every filing — we hold ourselves to a standard that protects your employees and your organization.

Employer-Focused

We built our model around HR teams, not carriers. Your goals drive our work, and your success is how we measure ours.

Compliance-Driven

Regulatory changes don't catch us off guard. We stay ahead of COBRA deadlines, FSA/HSA contribution limits, Section 125 plan document requirements, and spending account compliance obligations so you never have to scramble.

People-Centered

Behind every enrollment is a real employee making important decisions. We treat that responsibility seriously at every step.

Expertise You Can Trust

With over 30 years in benefits administration, our team brings deep knowledge across carriers, platforms, and plan types.

True Partnership

We're not a vendor you call once a year. We're an extension of your HR team — available, proactive, and invested in your outcomes.

Our People

A Team That Knows Benefits Inside and Out

Our team is made up of benefits specialists, licensed brokers, compliance experts, enrollment coordinators, and account managers who have spent their careers in this industry. When you call us, you reach someone who knows your account — not a general support queue.

Every employer group is assigned a dedicated account team that serves as your ongoing point of contact — for open enrollment, day-to-day questions, compliance issues, and everything in between.

Dedicated Account Manager

Every group is assigned a named account manager who knows your plan, your employees, and your HR team.

Benefits Specialists

Deep carrier expertise across medical, dental, vision, life, disability, and voluntary benefit lines.

Compliance Team

Monitors COBRA deadlines, FSA/HSA contribution limits, Section 125 requirements, and regulatory changes year-round.

Enrollment Coordinators

Dedicated support during open enrollment and new hire onboarding surges — so nothing falls through the cracks.

Work With Us

Ready to Meet Your New Benefits Partner?

Whether you need a TPA, a broker, or both — we'd love to learn about your benefits program and show you what Benecom can do for your HR team.

30+
Years of Experience
Serving KY & IN employers
99%+
Accuracy Rate
Across all TPA transactions
KY & IN
Licensed States
Benefit Communicators
2 Firms
One Unified Team
TPA + broker under one roof