Employee Benefits Administration That Works as Hard as You Do.

Headquartered in Louisville, serving employers across Kentucky and Southern Indiana — two specialized firms working as one unified team for public and private sector organizations.

30+
Years Experience
KY & IN
Licensed States
99%+
Accuracy Rate
Our Structure

Two specialized firms. One unified team.

Under one umbrella, we bring together distinct expertise — so your HR team gets both the administrative precision of a TPA and the strategic guidance of a full-service broker agency, working together seamlessly on your behalf.

Third-Party Administrator

Benecom Company

Our TPA arm handles the administrative backbone of your spending account programs — FSA administration, HSA support and coordination, HRA administration, Dependent Care FSA administration, COBRA administration, and Section 125 plan documents — keeping your benefits running accurately behind the scenes. Serving public and private sector employers across Kentucky and Southern Indiana.

  • FSA, HSA support & HRA administration
  • Dependent Care FSA administration
  • COBRA administration & notifications
  • Section 125 plan documents
  • Employer & broker support

Broker-friendly TPA. Benecom Company partners with brokers of all kinds and does not replace or compete with existing broker relationships.

Broker Agency

Benefit Communicators

Our licensed broker agency works on your behalf — not the carriers'. Benefit Communicators handles insurance strategy, carrier selection, plan design, open enrollment, Benefits Enrollment Portal setup, and year-round HR support for public and private sector employers across Kentucky and Southern Indiana.

  • Benefits strategy & plan design
  • Carrier selection & negotiation
  • Open enrollment communications
  • Benefits Enrollment Portal setup & support
  • Renewal management & analysis

Working together under one roof — when you partner with us, both teams coordinate directly on your account. No handoffs, no gaps, no finger-pointing between your TPA and your broker. Just one unified team accountable to your HR department.

Employee Resources

Access Your Benefits Portals

Log in to manage your benefits, review plan documents, check FSA/HSA balances, and more — all in one place.

Benefits Enrollment

Benefits Enrollment Portal

Your central hub for benefits enrollment and management — powered by Benefit Communicators. Review your coverage, make life event changes, access plan documents, and download your insurance ID cards anytime.

  • Benefits enrollment & changes
  • Plan documents & summaries
  • Life event updates
  • Insurance ID cards
FSA / HSA Management

Spending Account Portal

Manage your FSA accounts, submit claims, review reimbursements, and access HSA account information through Benecom Company's Spending Account Portal.

  • FSA & HSA account balances
  • Claims submission & tracking
  • Benefit debit card activity
  • Reimbursement history
What We Do

Everything HR Needs, All in One Partner

From day-one enrollment to year-round administration, our team covers every dimension of employee benefits — so your HR team can stop managing vendors and start supporting your workforce.

Benefits Administration

End-to-end employee benefits administration for employers across Kentucky and Southern Indiana — accurate, timely, and fully documented. Benefit Communicators manages enrollment, carrier relationships, and HR support.

Open Enrollment Support

Guided enrollment support from Benefit Communicators that reduces HR burden and ensures every employee makes informed decisions — including Benefits Enrollment Portal setup and communications.

New Hire Onboarding

Streamlined benefits onboarding led by Benefit Communicators that gets new employees enrolled quickly and confidently from day one — with Benefits Enrollment Portal setup and carrier submissions handled end to end.

Multi-Carrier Solutions

Benefit Communicators works across all major carriers — medical, dental, vision, life, disability, and voluntary benefits — as your licensed insurance broker serving Kentucky and Southern Indiana.

Section 125 Documents & Compliance Support

COBRA administration, FSA/HSA/HRA plan rules, Section 125 plan documents, eligible expense guidance, and contribution limit monitoring — Benecom Company keeps your spending accounts and cafeteria plan obligations accurate and compliant year-round.

Benefits Enrollment Portal

Benefit Communicators configures and supports the Benefits Enrollment Portal for enrollment and employee self-service, providing an intuitive platform for your HR team and employees year-round.

Why Benecom

The Standard HR Teams Deserve

Accuracy & Compliance You Can Count On

We maintain a 99%+ accuracy rate across all enrollment and TPA transactions. Our team stays ahead of benefits regulatory changes — COBRA deadlines, FSA/HSA contribution limits, Section 125 plan document requirements, and spending account compliance obligations — so your organization is always protected.

99%+ Accuracy Rate

Employer-First Service Model

We built our model around the needs of HR teams — not insurance carriers. Our broker agency handles insurance strategy, enrollment, and HR support, while our TPA arm manages the administrative backbone. You get one unified team that knows your plan, your employees, and your goals — no call centers, no runaround.

Over 30 Years of Experience

Dedicated HR Support, Always Available

Your HR team deserves a partner who picks up the phone. Our account managers are assigned to your group and available when you need them — during open enrollment, onboarding surges, or any benefits question that comes up throughout the year.

KY & IN Licensed
Built for HR Teams

Why HR Teams Choose Us

Over 30 years of serving public and private sector employers across Kentucky and Southern Indiana — with the accuracy, responsiveness, and expertise HR teams depend on.

Dedicated Account Management

Every group is assigned a dedicated account manager who knows your plan, your carriers, and your HR team — no call centers, no rotating contacts.

Accuracy Across Every Transaction

From FSA/HSA/HRA claims to COBRA notices and Section 125 plan documents, Benecom Company maintains a 99%+ accuracy rate across all TPA operations.

Enrollment That Runs on Time

Benefit Communicators manages open enrollment end-to-end — communications, portal setup, carrier submissions, and post-enrollment audits — on schedule, every year.

Licensed in Kentucky & Indiana

Benefit Communicators is a licensed insurance broker in both Kentucky and Indiana, serving employers across the region with multi-carrier plan design and administration.

Broker-Friendly TPA

Benecom Company is designed to work alongside your existing broker — not replace them. We support broker relationships of all kinds across all group sizes.

Public & Private Sector Experience

We serve both public sector organizations — including government agencies and school districts — and private sector employers, with benefits programs built for each.

Let's Get Started

Ready to Simplify Benefits for Your Team?

Let's talk about what we can take off your plate. Whether you're managing open enrollment, onboarding a wave of new hires, or looking for a better benefits partner — we're ready to help.

30+
Years of Experience
Serving KY & IN employers
99%+
Accuracy Rate
Across all TPA transactions
KY & IN
Licensed States
Benefit Communicators
2 Firms
One Unified Team
TPA + broker under one roof